Privacy Policy

Last Updated: [Date]

Introduction

Lima Finance ("we," "our," or "us"), owned and operated by EMich Technology (M) Sdn. Bhd., is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, store, and protect the information you provide when using our website, financial services, web hosting services, and related digital solutions.

By accessing or using our services, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect the following types of information:

Personal Information

• Full name

• Email address

• Phone number

• Mailing address

• Identification information

• Account credentials

Financial Information

• Loan application information

• Transaction records

• Payment details

• Credit-related information

Technical Information

• IP address

• Browser type and version

• Device information

• Operating system

• Website usage data

Communication Information

• Customer support inquiries

• Contact form submissions

• Feedback and survey responses

How We Use Your Information

We use your information to:

• Provide and manage our services

• Process applications and transactions

• Verify your identity

• Improve website functionality and user experience

• Respond to inquiries and support requests

• Send service-related notifications

• Maintain security and prevent fraud

• Comply with legal and regulatory obligations

Information Sharing

We do not sell your personal information to third parties.

We may share information with:

• Service providers and business partners

• Payment processors

• Regulatory authorities when required by law

• Professional advisors and auditors

• Law enforcement agencies when legally required

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

While we strive to protect your data, no method of transmission or storage can be guaranteed to be completely secure.

Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

• Improve website functionality

• Remember user preferences

• Analyze website traffic

• Enhance user experience

You may disable cookies through your browser settings; however, some website features may not function properly.

Third-Party Services

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of external websites.

We encourage users to review the privacy policies of any third-party services they access.

Data Retention

We retain personal information only for as long as necessary to fulfill business, legal, accounting, and regulatory requirements.

When information is no longer required, it will be securely deleted or anonymized where appropriate.

Your Rights

Depending on applicable laws and regulations, you may have the right to:

• Access your personal information

• Correct inaccurate information

• Request deletion of personal data

• Withdraw consent where applicable

• Object to certain data processing activities

Requests may be submitted through our contact channels listed below.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date.

Continued use of our services after changes are posted constitutes acceptance of the revised Privacy Policy.

Contact Us

If you have any questions regarding this Privacy Policy or how we handle your information, please contact us:

Lima Finance
Owned and Operated by EMich Technology (M) Sdn. Bhd.

Email: privacy@limafinance.com
Phone: +60 3-XXXX XXXX

Thank you for trusting Lima Finance.